How much home can you afford?
Based on your income, existing EMIs and the share of income lenders allow towards a loan (FOIR), here's your realistic property budget.
₹1.8 L
₹15 K
50%
Most lenders cap total EMIs at 40–55% of income.
8.50%
20 years
₹30 L
- Max loan eligibility
- ₹86.42 L
- Affordable EMI
- ₹75,000
- Down payment
- ₹30 L
- Loan-to-value
- 74%
Indicative estimates for illustration only — not a valuation, offer, or financial advice.